Insights

Market commentary and thought leadership designed to help advisors capitalize on market trends and build stronger relationships with their clients.

Perspectives

Cutting-edge investment thought leadership and opinion from our executives.

Closed End Funds: Strategy vs. Structure

Closed End Funds: Strategy vs. Structure

07.26.2016

Provasi Capital CEO Frank Muller joins the IPA to discuss the benefits of closed end funds.

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Taking an Unfiltered View of the Investment World

Taking an Unfiltered View of the Investment World

05.19.2016

Our decisions are a result of what we've told ourselves repeatedly about the world. So how do we challenge those assumptions?

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Regulators & Technology: A Double Whammy on Financial Advice

Regulators & Technology: A Double Whammy on Financial Advice

05.12.2016

Financial advisors are facing increasing pressure to quantify their value.

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The Treadmill of Increasing Expectations

The Treadmill of Increasing Expectations

05.02.2016

A common human trait is the tendency to not feel incrementally happier as we achieve greater levels of success. This mentality has serious implications for our industry.

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Advisor Background Checks—Not a Bad Place to Start

Advisor Background Checks—Not a Bad Place to Start

04.22.2016

A background check is a great way to start evaluating potential advisors, but it’s just the first of the steps you should take.

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A place far, far away …

A place far, far away …

04.07.2016

Doing things differently forces our minds and hearts to adapt. Be adventurous. Take chances. And reap the rewards that come from living outside the norm.

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Taking the Road Less Traveled

Taking the Road Less Traveled

03.31.2016

When making financial decisions, it’s not always wise to follow the crowd. Sometimes it’s best to chance the road less traveled.

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A Cautionary Tale for Financial Advisors

A Cautionary Tale for Financial Advisors

03.25.2016

Many feel we should own what we recommend; put our money where our mouth is. But I think we should speak to clients about why our personal allocations may differ.

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A Free Market Alternative to the Public Listing

A Free Market Alternative to the Public Listing

03.17.2016

Imagine a world where new platforms could create a market for pre-IPO shares by offering liquidity to executives holding the common and preferred shares of private companies.

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Is Bigger Really Better?

Is Bigger Really Better?

03.10.2016

For decades, financial advisors and investors have sought a formula for evaluating and choosing the perfect fund managers.

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Automation Is an Asset—Not an Answer

Automation Is an Asset—Not an Answer

03.03.2016

Technology is a wonderful tool; but it’s not equipped to solve the human situations we encounter when investing in our future.

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The No. 1 Strategy for Sabotaging Retirement

The No. 1 Strategy for Sabotaging Retirement

02.25.2016

A look at why shortcuts won't cut it when it comes to planning for retirement.

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Defining the Higher Purpose of Money

Defining the Higher Purpose of Money

02.18.2016

It may be a golf score, an ideal weight, or a pie-in-the-sky “magic number,” we’re all conditioned to compete against an arbitrary ideal. What if we went a different direction?

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The Psychology of Fear

The Psychology of Fear

02.11.2016

A recent article in the Wall Street Journal claimed people fear financial advisors. To overcome this, advisors must first understand how this fear takes shape.

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Three Portfolio Threats Investors Should Hedge Against in 2016

Three Portfolio Threats Investors Should Hedge Against in 2016

02.11.2016

Asset managers weigh in on the global risks facing investors today.

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The Universal Laws of Capital

The Universal Laws of Capital

02.04.2016

A healthy economy is sustained by the laws of diversity and evolution. These universal concepts also apply to sound portfolio construction and financial mobility.

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Would a Respected Mentor Sell a Shady Potion?

Would a Respected Mentor Sell a Shady Potion?

01.28.2016

Life’s hard decisions require work, discipline and good advice. The right mentor should be able to provide all of this… and more.

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It Stumped Einstein, but the Science Shouldn't Stump You

It Stumped Einstein, but the Science Shouldn't Stump You

01.25.2016

Contrary to Einstein's belief in an all-encompassing theory of the physical world, the universe doesn't work that way, and neither does the world of finance.

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Sacrificing Customized Financial Advice on the Altar of "Cheap and Convenient"

Sacrificing Customized Financial Advice on the Altar of "Cheap and Convenient"

01.11.2016

I am all for paying less when it comes to buying a gallon of gas. But, when it comes to managing my health and finances, I am committed to taking the time and resources to do it right. When did we, as a culture, decide to bypass good counsel in favor of cheap and expedient advice?

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The Conundrum of Responsibility vs. Accountability

The Conundrum of Responsibility vs. Accountability

12.30.2015

Frank Muller discusses the interplay between accountability and responsibility and the impact it can have on investors’ portfolios and the advisor/client relationship.

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Should the National Debt and Deficits Matter to Investors?

Should the National Debt and Deficits Matter to Investors?

11.12.2015

Budget deals and deficits matter. Budget deals and deficits matter not. CEO Frank Muller skillfully argues both positions and talks hedging risk before it manifests.

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Should the Price of Oil (or Any Commodity) Drive Investment Decisions?

Should the Price of Oil (or Any Commodity) Drive Investment Decisions?

09.03.2015

Past data cannot be used to reliably predict future events. Yet, gullible investors often mistake thoughtful commentary for a guide to making asset allocation decisions, while the advice giver bears no real accountability for guessing wrong. Frank Muller explains why the financial opinions of even the most well respected commentators should be taken with a grain of salt.

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Change the Nature of the Conversation

Change the Nature of the Conversation

09.03.2015

Being a financial advisor is tough business. Not only are there the financial, mathematical and analytical rigors of the profession, but these are compounded by the emotional and relationship factors that always come into play in developing and maintaining human relationships. In this post, Frank Muller outlines a four-step process for sharpening your emotional intelligence.

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The Case for “Entrepreneurial” Managers

The Case for “Entrepreneurial” Managers

07.14.2015

In his 30-plus years of investment management experience, Frank Muller says he has come to believe that there are four primary influencers of portfolio performance. In this post, he examines each influencer closely and explains why he believes that they are collectively the most broadly efficient mechanism for sustaining and preserving wealth.

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Defending Portfolios Against a Liquidity Vacuum

Defending Portfolios Against a Liquidity Vacuum

06.05.2015

Giving into fear, investors routinely demand liquidity at the absolute worst time – often sabotaging their own portfolios in the process. As a result, Frank Muller believes asset managers must approach asset diversification with the possibility of a “liquidity vacuum” in mind. Read why he says permanent capital funds may be an effective way to manage some of this risk.

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Correlation Is NOT Causation

Correlation Is NOT Causation

06.03.2015

A series of events that ensued after Frank Muller’s wife stubbed her toe inspired him to reflect on how our minds look for ways to associate events in order to establish causation. This correlation mindset is ingrained in us and often influences our view of the financial world. However, in this post, Frank reminds us that correlation is not causation, and correlation factors only prove one thing in his view – there is a benefit in diversifying.

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The Fallacy of Binary Thinking

The Fallacy of Binary Thinking

05.21.2015

Whether you miss a great opportunity due to distrust of foreign markets or you lose money because of an impulsive decision to invest in a “sure thing,” in both instances, good sense took a back seat to fear or greed. When we give in to human nature, we lose perspective and often make bad decisions. How, then, do we overcome the influences of human nature? In this post, Frank Muller outlines a three-step process that he believes can help us purge human bias from our investment decisions.

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Is Your Role Risk Manager or Soothsayer?

Is Your Role Risk Manager or Soothsayer?

04.22.2015

The more we discover new risk categories to invest in, the more we discover return potential that may help us achieve our goals.

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The Paradox of Illiquidity—Expanding Investors’ View of Diversification

The Paradox of Illiquidity—Expanding Investors’ View of Diversification

02.20.2015

While investment managers and their clients share a common goal, they often disagree over strategy. Sophisticated investors know, for example, that balancing liquid and illiquid assets can potentially capture the benefits of diversification and the “illiquidity premium,” i.e., the higher return potential of deferred liquidity investments. Nevertheless, many investors demand liquidity—and typically exercise it at the worst time in the investment cycle. When investment managers can deploy capital into distress, rather than liquidating assets at bargain basement prices, their clients are better-positioned to potentially reap the level of returns that both parties desire. In this post, Frank Muller examines this aspect of behavioral finance and explains the need for advisors and their investors to include illiquid strategies in their definition of portfolio diversification.

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Frank Muller

As CEO and president of Provasi Capital Partners, Frank Muller brings nearly 30 years of experience in building and managing multi-channel distribution services. Frank has been a featured contributor in numerous industry publications, bringing his unique insights and perspectives to relevant issues impacting financial advisors and their clients.

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Frank Muller
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